Skip Your Loan Payment

Please complete the form below to apply for a Skip-A-Payment on your selected qualified loan.

 *Denotes a required field

* Last 3 digits of your
   Member Account Number

  * Last 4 digits of your
    Social Security Number


* First Name:   * Last Name:
* Home Phone:
ex: 555-555-5555
* Date of Birth:

ex: mm/dd/yyyy

  • By submitting this form, you acknowledge that you are responsible for cancelling any scheduled payments and/or transfers.
  • A $35 fee applies to each skipped loan payment.
  • By applying for a Skip-A-Payment, you agree to the following terms and conditions:
    1. You understand the term of your loan(s) will be extended one (1) payment and that you will accrue additional interest at the daily periodic rate.
    2. You also understand that the total amount you pay for finance charges on your loan could be greater than stated on your loan disclosure.
    3. Your regular payment schedule will resume the following month.
  • You can skip your payment on any consumer loan except 1st or 2nd Mortgage, Home Equity, Mobile Home, Line of Credit, QuickCash, or Visa Cards. Eligible loans include: Auto, Signature, Collateralized, Share and Share Certificate Secured, RV, Boat, and Motorcycle.
  • Any and all Skip-A-Payment options used will NOT extend GAP (Guaranteed Asset Protection) or MBP (Mechanical Breakdown Protection) beyond the ORIGINAL term of the loan.
  • Members are allowed to Skip-A-Payment on any eligible loan during the periods shown: April, June, August, November or December
  • Each eligible loan is limited to two skipped payments in a calendar year.
  • Loans must have been in effect for a minimum of 6 months.
  • Loans more than 30 days past due are not eligible.
  • Previous month's payment must be paid for the loan to be eligible for Skip-A-Payment.